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League City, Texas CD Rates – 2-Year

You are viewing rates from banks across League City





Below are two-year Certificates of Deposit (CD) rates from banks in League City, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

League City, TX - August 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 1.00% → 2.75% → 2.75% → 5.25%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.05% → 2.53%

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.05% → 1.55% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.85%

$100,000

11.75

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0.75%

$10,000

14.11

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0.75%

$10,000

11.75

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

0.70%

$100,000

11.77

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0.65%

$100,000

18.59

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0.55%

$100,000

18.26

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0.55%

$100,000

21.40

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0.50%

$5,000

18.26

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Rate History: 2.00% → 0.50%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

0.50%

$10,000

21.40

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| Sep 7, 2023

Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More

0.50%

$100,000

12.99

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0.45%

$10,000

19.66

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0.45%

$10,000

11.77

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

12.99

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0.35%

$10,000

18.59

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0.35%

$10,000

9.06

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

Rate History: 0.03% → 0.05%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around League City, TX - August 2, 2025


Branch Street City State
Amerant Bank, Formerly Mercantil Bank
Town & Country Bank Branch
750 Town And Country Boulevard, Suite 100 Houston TX
Frost Bank
St. Lukes's Medical Tower Branch
6624 Fannin Houston TX
Frost Bank
St. Lukes's Medical Tower Branch
6624 Fannin Houston TX
Capital One, National Association
Studemont & I-10 Branch
1520 Studemont Street Houston TX
Finworth, a division of InsBank
Houston Branch
4328 Old Spanish Trail Houston TX
Zions Bank
Medical Center Branch
6602 Fannin Suite 112 Houston TX
Woodforest National Bank
Tx Houston Walmart 0616 Branch
111 Yale Street Houston TX
BOKF, National Association
Bokf, National Association Branch
1401 Mckinney Street, Suite 100 Houston TX
JPMorgan Chase Bank, National Association
Fannin And Braeswood Branch
7007 Fannin St Houston TX
Wallis Bank
Wallis State Bank Branch
10055 Almeda Genoa Road, Suite 100 Houston TX
The Moody National Bank
West Pearland Banking Center Branch
2940 Broadway Bend Drive Pearland TX
Wallis Bank
Wallis State Bank Branch
10055 Almeda Genoa Road, Suite 100 Houston TX
Texas First Bank
Pearland Branch
2343 North Main Street Pearland TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
International Bank of Commerce
International Bank Of Commerce Branch
2805 Business Center Dr. Pearland TX
First State Bank
Manvel Branch
19323 Highway 6 Manvel TX
First National Bank Texas
First National Bank Texas Branch
1990 Old Spanish Trail Houston TX
First State Bank
Manvel Branch
19323 Highway 6 Manvel TX
Citibank, National Association
Citibank, National Association Branch
333 Clay Street Suite 3750 Houston TX
First National Bank Texas
First National Bank Texas Branch
1990 Old Spanish Trail Houston TX
Stellar Bank
Gulf Freeway Branch
7125 Gulf Freeway Houston TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
PlainsCapital Bank
Griggs Branch
4401 Griggs Rd Houston TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
International Bank of Commerce
International Bank Of Commerce Branch
2805 Business Center Dr. Pearland TX
Texas Gulf Bank, National Association
Friendswood Branch
1003 S. Friendswood Drive Friendswood TX
Origin Bank
Museum District Branch
5115 Main Street Houston TX
Bank OZK
Houston Branch
4328 Old Spanish Trail Houston TX
East West Bank
Milam Branch
2808 Milam Street, Suite A Houston TX
Regions Bank
Pearland Ct Plc Branch
2624 Mchard Road Pearland TX
Bank of America, National Association
West Gray Branch
1905 West Gray Street Houston TX
Regions Bank
Pearland Ct Plc Branch
2624 Mchard Road Pearland TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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